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Early retirement

Most pension arrangements in the private sector permit members to retire early in certain circumstances. However, the benefits you receive are likely to be lower than they would otherwise be at normal retirement age.

In occupational pension schemes, early retirement is generally possible with the employer’s and/or trustees’ consent from age 50 onwards.

Under personal retirement savings account arrangements, early retirement from an employment is possible from age 50.

Under personal pension arrangements, retirement benefits can be taken from age 60.