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Benefits payable on death after leaving service

If a member leaves service of an employer with a future entitlement to a pension benefit or stops paying into a personal retirement savings account or a personal pension arrangement and subsequently dies before any pension benefits become payable, then a death benefit will be paid.

The benefits payable depend on the type of pension arrangement that you may be in and other circumstances such as whether or not you have dependants.


Lynne left service a number of years ago. The current value of her pension benefit under her previous employer’s scheme is €150,000. If Lynne dies, this lump sum amount will be paid into her estate.